Baccarat is a card game that is often associated with gambling establishments and casinos. The meaning of playing baccarat is quite simple. The main goal is to guess which of the two sides, “Player” or “Bank”, will win in a particular round. Draw options are also available. Basic rules of playing baccarat:

Players make bets: Players make bets on the end of the round – “Player”, “Bank” or “Night”.

Dealing cards: The cards are dealt to the “Player” and the “Bank”. Both sides receive two cards.

Determining the amount of cards: Cards have their own values. Cards 2 through 9 are face value, and 10, jack, queen, and king count as 0. An ace is valued at 1. The sum is determined by the last digit of the sum of the card values.

Natural Baccarat: If the sum of the first two cards is 8 or 9, it is considered a “natural baccarat”, and the side with that sum wins.

Third card: Depending on the sum of the first two cards, additional cards may be dealt.

Determination of the winner: The side with the sum of the cards closest to 9 wins. If the sum is greater than 9, only the last number is taken.

Payment of bets: Bets are paid according to the rules of the casino.

In baccarat, there are no complicated combinations like, for example, in poker. The sum of points in the hands is the main criterion for determining the winner. Here are the main combinations and the rules associated with them:

Natural Baccarat: If the sum of the first two cards of the “Player” or “Bank” is 8 or 9, it is considered “Natural Baccarat”. In this case, the game ends and the side with “natural baccarat” wins.

Third card: If the sum of the first two cards of the “Player” or “Bank” is 0-5, an additional card may be dealt. The rules for when third cards are played are strictly defined and do not depend on the will of the players.

If the “Player” has 0-5 in his hands, he receives the third card.

If the “Player” has 6-7 in his hands, he does not receive the third card.

If the “Player” has 8-9 (natural baccarat), the “Bank” does not receive a third card.

If the “Bank” has 0-2 in his hands, he receives the third card.

If the “Bank” has 3-6 in their hands, then receiving the third card depends on the sum of the “Player’s” cards.

If the Bank has a 7, he does not receive a third card.

If the “Bank” has 8-9 (natural baccarat), the “Player” does not receive the third card.

Determining the winner: The winner is the side whose sum of cards is closer to 9. If the sum is greater than 9, only the last number is taken. For example, if players have 7 and 8 (15), his sum will be 5.

In baccarat, the sum of points in the hands is the main criterion and the combinations are determined by the numerical values of the cards. Here are some examples of combinations in baccarat:

Example #1:

The player receives cards 7 and 8.

Sum of cards: 7 + 8 = 15.

Last amount: 5.

Result: The player has 5 in hand.

Example #2:

The pot receives cards 3 and 6.

Sum of cards: 3 + 6 = 9.

Last amount: 9.

Result: Bank has 9 in hand.

Example #3 (Natural Baccarat):

The player receives cards 8 and Ace.

Sum of cards: 8 + 1 (Ace value) = 9.

Result: Player has natural baccarat.

Example #4 (Night):

The player and the Bank receive cards of equal value.

For example, the Player receives the cards 5 and 4, and the Bank receives the 9 and the Ace (the value of the Ace is 1).

The sum of the Player’s cards: 5+4=9.

The amount of Bank cards: 9 + 1 = 10.

The last digits of the amounts: 9 and 0.

Result: Draw.

It is important to remember that in baccarat the sum of the cards cannot exceed 9, so only the last digit of the sum is taken into account when calculating the results.

In baccarat, players cannot decide to take additional cards – this is done according to fixed rules. Players can only place bets and watch the game progress.

Baccarat is a very simple game and offers a small number of betting options. Remember that different casinos may use slight variations in the rules, so it is always a good idea to familiarize yourself with the rules of the particular establishment before starting the game. There are some aspects of baccarat that can cause debate or controversy. Here are some such questions:

Commission for “Bank” winnings: In some casinos, a commission is charged for winning a “Bank” bet. This commission can be 5% of the winnings and is intended to cover the advantage given to bets on the Bank. Some players may debate whether and how much a fee should be charged.

Using Multiple Decks: Some variations of baccarat use multiple decks of cards. This can affect the probability of being dealt certain cards and thus affect the strategy of the game. Arguments can arise over how many decks should be used for a more fair game.

Rules for Dealing Third Cards: Questions may arise regarding the rules for dealing third cards. Some casinos may have slight variations in these rules, which may cause controversy regarding the fairness and transparency of the game.

Violations against casino rules: Disputes can arise if players believe that the casino is violating its own rules regarding dealing cards, paying bets or other aspects of the game. The resolution of such disputes may require an appeal to a regulatory body or commission.

In any case, it is important to remember that the rules of baccarat, like other gambling games, may differ in different casinos. Before starting the game, it is recommended to carefully familiarize yourself with the rules of a particular institution. If disputes arise, players can contact casino staff or a regulatory body to resolve the issue.